Quick cash

PayDay Plus – Short-Term Cash Solutions

Bridge the gap until your next paycheck with our fast, simple loans.

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6 of 6 results

PROMOTED
9.5
Excellent

Fast Cash Plus Personal Loan

Fixed1 - 5 Years$2,000 - $10,000
Interest rate (p.a.)
7.99% to 19.99%
Comp. Rate (p.a.)
9.5%
Application Fee
$0 min.
Monthly Repayment
$683

No monthly account fees. Upfront establishment fee applies.

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9.2
Excellent

InstantFunds Personal Loan

Fixed0.5 - 3 Years$1,000 - $5,000
Interest rate (p.a.)
9.99% to 24.99%
Comp. Rate (p.a.)
12.5%
Application Fee
$0 min.
Monthly Repayment
$718

Small establishment fee. No ongoing monthly fees.

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8.9
Excellent

FlexiLoan Mini

Fixed1 - 4 Years$1,500 - $8,000
Interest rate (p.a.)
8.49% to 18.99%
Comp. Rate (p.a.)
10.2%
Application Fee
$0 min.
Monthly Repayment
$681

Low establishment fee. No penalties for early repayment.

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8.6
Excellent

PayDay Plus

Fixed0.08333333333333333 - 1 Years$500 - $2,000
Interest rate (p.a.)
15.99% to 29.99%
Comp. Rate (p.a.)
18.5%
Application Fee
$0 min.
Monthly Repayment
$774

Establishment fee applies. No hidden charges.

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8.3
Excellent

SmartCredit Personal Loan

Fixed1 - 5 Years$3,000 - $15,000
Interest rate (p.a.)
6.99% to 16.99%
Comp. Rate (p.a.)
8.5%
Application Fee
$0 min.
Monthly Repayment
$664

Competitive fees. No monthly account keeping fees.

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8.0
Excellent

RapidCash Advance

Fixed0.5 - 4 Years$1,000 - $7,500
Interest rate (p.a.)
10.99% to 22.99%
Comp. Rate (p.a.)
13.5%
Application Fee
$0 min.
Monthly Repayment
$713

Simple fee structure. No hidden costs.

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Loan Amount
$500 - $2,000
Interest Rate
15.99% - 29.99% p.a.
Loan Term
1 - 12 months
Comparison Rate
18.5% p.a.

Establishment fee applies. No hidden charges.

Loan Repayment Calculator

Estimate Your Weekly Repayments

Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $2,000.

Input Parameters

$2,500

Drag to choose how much you're looking to borrow.

14.0% p.a.

Try different interest rates to see how they change your repayments.

24 months

Shorter terms mean higher weekly repayments but less interest overall.

$150

One-time upfront fee charged by the lender.

This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.

Repayment Results

Estimated weekly repayment$27.59
Loan amount (principal)$2,500
Establishment fee$150
Total interest charged$370

Total loan cost$3,020
Approximate loan term104 weeks

Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.

Key Benefits

Quick approval for small amounts

Short repayment terms

Simple online application

Ideal For

  • Covering bills before payday
  • Small emergency expenses
  • Short-term cash flow needs

How It Works

1

Apply online

Complete our quick 2-minute application form.

2

Get approved

Receive an instant decision on your application.

3

Access funds

Funds deposited directly to your account within hours.

Eligibility Requirements

18 years or older
Regular income
Australian bank account
Valid contact details

Responsible Short-Term Borrowing

Short-term loans should only be used for genuine emergencies and when you're confident you can repay on time. Always consider the total cost of the loan including fees and interest.

Frequently Asked Questions

Q:How much can I borrow?

You can borrow between $500 and $2,000 depending on your income and circumstances.

Q:When do I need to repay?

Repayment is typically due on your next payday, but you can choose terms up to 12 months.

Ready to get started?

Check your eligibility for PayDay Plus today.

Apply today

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